Pawn/Loan Policy

(In Store Only)

Loan Duration

Standard loan term is 30 days, with a grace period depending on state law.

Extensions & Renewals

Loans may be renewed by paying interest before the due date.

Forfeiture

If a loan is not redeemed or renewed by the due date:

  • The item may be forfeited

  • Ownership transfers to Jewelry World & Loan

Identification

Valid government-issued ID is required for all pawn transactions.

Collateral Loans

We buy and loan on a large variety of items. Get Instant cash on a short-term collateral loan. We offer loans against just about anything of value including, gold and silver jewelry Items, diamonds, musical Instruments, electronics, tools, and some collectibles. Loans are 4-month terms, rates vary depending on how much is borrowed. We hold the items as collateral until the loan is redeemed. No credit Check is necessary on a collateral loan, just a state issued ID or passport.

Items We Take

  • Jewelry & Watches

  • Coins & Paper Money

  • Musical Equipment

  • Electronics

  • Sporting Goods

  • Tools

  • Miscellaneous Items